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Every tool a commercial insurance agent needs to win more business — proposals, market intel, invoices, emails, and more.

AI Analyzes
Your documents
AI Executes
Your workflow
You Send
In minutes
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Built by agents, for agents. Finally a platform that actually understands commercial insurance.
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AI-Powered Tools for Insurance Professionals
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Choose a tool to get started. Your profile and branding carry across every document you create.
Renewal Manager Coming Soon
Manage your full book of business. Import from AMS 360, track renewals, calculate rates, analyze dec pages, and build submissions — all in one place.
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Proposal Builder
Upload a quote PDF, let AI extract the data, and generate a polished, branded client proposal in seconds.
Open Tool →
Market Intelligence
Enter a risk profile and instantly see which carriers can write it, appetite strength, AM Best ratings, submission tips, and deal-breakers.
Open Tool →
Quote Comparison
Upload up to 4 quotes for the same line of coverage. AI analyzes limits, exclusions, and premiums and recommends the best fit.
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Document Analyzer
Upload contracts, policies, lawsuits, or any insurance document. Compare coverage against requirements, analyze claims, or get plain-English summaries.
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Invoice Builder
Create professional invoices for agency fees, premiums, and services. Supports e-pay links, installment schedules, and your agency branding.
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Cert Builder
Generate ACORD 25 & 28 certificates from any policy upload. Includes lender requirement checker and gap analysis.
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Client Comms
AI-drafted renewal emails, non-renewal notices, carrier recommendations, post-bind welcomes, follow-ups, and client reply drafts.
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Sales Manager
Capture new prospect info on the fly, build a complete risk profile by account type, and generate a market submission summary — all from one intake form.
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Supp Apps
Upload any carrier supplemental application plus a dec page, quote, or last year's completed app. AI reads both and fills in the new form automatically.
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SOV Builder
Drop in a dec page, ACORD form, or AMS print sheet. AI extracts every building — address, sq ft, year built, construction, limits — and exports a professional Excel SOV instantly.
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SOV Builder
Schedule of Values — AI extraction from dec pages, ACORD forms & AMS print sheets
Covr AI  ·  SOV Builder
Schedule of Values
Upload one or more documents — dec pages, ACORD forms, Excel spreadsheets,
AMS print sheets. AI extracts every location and builds a polished SOV instantly.
Drop files here or click to browse
You can upload multiple documents — AI will merge them into one SOV
PDF Excel CSV JPG PNG
Special Instructions optional
Account Details
Insured Name
Policy Period
Drop a quote here or click to browse
PDF · PNG · JPG · up to 20MB
Premium Summary
Line of Business
Premium
Expiring
AI writes the narrative · you review & edit

Your proposal will appear here

Scan a quote or add coverage details on the left — your proposal updates live as you work.

AI-generated content — verify all coverage details, premiums, and dates before presenting to clients.
Building your proposal…
Add Coverage Manually
Select Coverage Type
Select a coverage type above to begin
Supp Apps
Upload the carrier's blank supplemental. AI reads every question, pre-fills yes/no fields in the insured's favor, and drafts narrative answers. Add a source doc to pull in real policy data.
Carrier Supplemental
The blank supplemental the carrier provided — any format, any carrier.
Blank Supplemental App
PDF or image · Any carrier
Source Document Optional
Dec page, prior supp, ACORD app — adds factual data to pre-fill names, addresses, limits, and dates.
Source Document
Dec page · Prior supp · ACORD app
Upload supplemental to begin
Ready to Fill

Upload the blank supplemental above. AI reads every question, answers yes/no fields in the insured's favor, and drafts narrative responses. Add a source doc to pull in real policy data.

Invoice Builder
Carrier Invoice Upload — auto-populates line items
Upload carrier or wholesaler invoice
PDF or image — always uses gross (not net) amount
Invoice Details
Bill To
Client Roster
Select a saved client…
Line Items
Payment Details
Invoice Preview
Fill in the details on the left and click Generate Invoice to see your branded invoice here.
AI-generated content — review all line items, amounts, and due dates before sending.
Quote Comparison
Upload 2–4 quotes. Coverage type is auto-detected on upload — fields populate automatically. AI extracts every limit, deductible, exclusion, and sublimit then delivers a side-by-side analysis.
Quote Slots
Client Info
Quote Comparison
Add 2–4 quote PDFs on the left, then click Analyze & Compare to generate a side-by-side breakdown.
AI-generated analysis — verify all coverage terms, limits, and premium figures against the original quote documents.
Market Intelligence
Enter a property address to auto-populate risk details, select a business type, then run a carrier search.
Quick Search
For prospect calls · 4 fields · 30 seconds ▾
Problem Flags (check all that apply)
Need more detail? Use the Detailed Search below.
Detailed Search
Full risk profile · property lookup · coverage selection ▾
Step 1 — Property Address
Step 2 — Business Type
Apartments / Residential
Restaurant / Food Service
Retail / Mercantile
Contractor / Trade
Office / Professional
Industrial / Warehouse
Hospitality / Hotel
Auto-Related
Healthcare / Medical
Non-Profit / Religious
AI-generated carrier recommendations — confirm current appetites and guidelines directly with carriers or your MGA before submitting.
Cert Builder
Upload a policy or binder to generate filled ACORD forms. Optionally upload lender requirements to check for gaps.
Step 1 — Upload Policies / Binders *
Upload one or more documents — GL policy, property binder, umbrella, WC, etc. AI merges all coverages into a single profile.
Upload Policy or Binder
PDF or image — add as many as needed
Step 2 — Lender / Vendor Requirements (optional)
Upload Requirement Document
Letter, email, or spec sheet from lender or vendor
Step 3 — Certificate Type
ACORD 25
Liability
ACORD 28
Property
Both
25 + 28
Step 4 — Certificate Holders
Cert Builder
Upload a policy, add certificate holders, and click Generate Certificates. AI fills in the ACORD forms and flags any gaps.
ACORD 25 · ACORD 28 · Gap Analysis
Review before issuing. These are AI-filled representations of ACORD forms — not official ACORD-licensed documents. Verify all policy numbers, limits, effective dates, and holder information. Do not issue to certificate holders without agent review.
Client Comms
Select an email type, fill in the details, and generate a professional client-ready draft.
Email Type
Client Details
Client Roster
Select a saved client…
Renewal Details
Updated Information Needed
Select the items you need from the insured. A table will be included in the email with a blank column for them to fill in.
Upload Non-Renewal Notice
Upload the Non-Renewal Notice
PDF · image · .eml — AI will determine the type and populate the fields below
Non-Renewal Details
Auto-populated from the uploaded document. Review and edit as needed.
Upload Carrier Document
Upload Carrier Recommendation Letter
PDF or image — drag & drop or click to browse
Load from Saved Proposal
Proposals are saved automatically when you generate them. Select one to pre-fill the fields below — you can still edit anything before drafting.
Renewal Outcome
Cancellation Reason
Client's Email
Client Attachments (optional)
If the client included attachments — policy docs, invoices, photos — upload them here. AI will analyze and factor them into the response.
+ Add Attachment
PDF · images · up to 4 files
Industry / Policy Type
Select the industry and coverage type — the AI will request the right information for that specific risk.
Contact Details
Tone
Draft History
Client Comms
Choose an email type, fill in the details, and click Draft Email to generate a professional, client-ready message in seconds.
Renewal Outreach
AI-drafted content — verify all dates, amounts, carrier names, and coverage details before sending.
Subject Line
Client Roster
◎
Carrier Appetite Admin
CarrierRisk TypeStateStatus
Add Appetite Rule
Document Analyzer
Upload documents, describe what you need, and get a structured analysis in seconds.
Upload Documents
Upload up to 4 files — contracts, policies, certs, lawsuits, endorsements, loss runs, anything.
What Do You Need?
Type your question or instruction, or pick a quick-start below.
Quick-Start Templates
AI analysis — always verify findings against original documents before acting.
Document Analyzer
Upload your documents — coverage type is auto-detected instantly. Then describe what you need or pick a quick-start and click Analyze.
Lawsuits · Contracts · Policies · Certs · Loss Runs
Sales Manager
0Active Leads
$0Pipeline Value
0Bound This Month
0%Close Rate
New Prospect
Stage
Preview Mode — Connect your AMS to see your real book of business
Connect AMS
Vertafore AMS 360 · Applied Epic · HawkSoft · QQCatalyst · EZLynx
Coming Soon
Upload CSV
Export your policy list and drop it here
Coming Soon
$4,280,000
Total Book Premium
847
Renewals This Year
91.2%
Retention Rate YTD
$2,140,000
Premium Renewed
Account NameLine of BusinessCarrierExpiring PremiumExp. DateStatus
Inquire Here →
⇫
Drop a quote, email, or document — AI will read it and add a note
Available when connected to your AMS
↑
Drop your AMS 360 CSV here
Export your policy list from AMS 360 using the Custom Data Exporter or Expiration/Renewal Report. Any column layout works — AI will map the fields automatically.
Getting your data out of AMS 360
1
Run an Expiration/Renewal Report in AMS 360 — this is the most common export agents use. Set your date range (e.g. next 90–120 days), then export to CSV.
2
Alternatively, use the Custom Data Exporter (under 360 Toolbox) to pull a policy list. Include whatever columns you have — client name, address, carrier, policy type, expiration date, and premium are most useful, but any format works.
3
Upload the CSV here. Covr AI reads your column headers and maps them automatically — you don't need to reformat anything.
Not on AMS 360? Any CSV export from your agency management system works — Applied Epic, HawkSoft, QQ Catalyst, or even a spreadsheet you maintain manually.
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No policies yet
Import a CSV from AMS 360, or add accounts one at a time.
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